Getting a loan may strike some people as a bad idea, considering how many horror stories we hear about people sliding deeper into debt with each passing year. “Americans don’t save. They spend everything they make and more” would be a common theme. It is a good thing there are companies like Pay Day One that operate on any level, and provide a service that many people genuinely need from time to time. Of course, a payday loan isn’t something you should be taking out every week, but sensible people already know this.
When someone says a payday loan every so often is okay, they don’t mean to imply that “every so often” means “every Monday, after a weekend of very expensive debauchery.” If you try to live like that, you’ll quickly figure out that unless you work on Wall Street and earn more than a million dollars a year, there’s no free ride out there. For mere mortals, you have to use some moderation and common sense in your spending patterns.