money talk

Smart Buyer’s Guide: 4 Tips for Picking the Right Membership Program

One of the most critical challenges for both big retailers and small neighborhood stores is to turn customers into returning customers. While there is no way of contractually forcing customers to keep coming back, membership programs are the next best thing. By selling customers membership cards, retailers can incentivise customers by offering them special deals and discount. It’s exactly what Amazon is doing with its Prime membership program. Apart from the big brands, small retail outlets are now investing in membership cards printing to retain their local customer base.

It really is a win-win scenario as customers get to avail great discounts and exclusive deals, while the stores issuing these cards get a promise of regular business. However, more often than not, customers get sweet-talked into buying a membership card that they just don’t need. Remember, it doesn’t really work if you are not a frequent buyer. As a smart consumer, you need to sidestep the marketing traps and decide if a membership program is worth the bucks. Here’re 4 tips to pick a membership program that’s right for you.
[Read more…]

Claim Your Tax Rebate Through TaxReturned.co.uk

Like in any other country, taxes are almost always automatically computed and deducted from the monthly pay right away. Because of this automatic computation and deduction, it cannot be avoided that sometimes, workers are taxed more than what they actually need to pay because some allowances and fees were not taken into account. Or perhaps, they were given an incorrect tax code which resulted to higher deductions.

It is the workers’ busy schedule or their unawareness that they do not claim their tax rebate that is due to them. Sure that is extra money that can truly be useful in times of need but sometimes, just thinking about that hassle that you have to go through to claim that money that is rightfully yours, you just have to let it go and just work harder.

Thankfully, a company saw this gap and has since then been helping people to collect their due tax return. They specialize in reclaiming overpaid tax for all taxpayers using a simplified claim process through a user friendly platform and claim form. They also ensure that you will receive the maximum refund due in the shortest possible time. Who would have thought that claiming tax rebates can be hassle-free, easy and convenient? So if you think that you are entitled to some tax returns, head on to their web site and in just a few clicks, you are on your way to receiving your cheque.

What Do You Have in Your Christmas Wishlist?

We only have 21 days left before Christmas day. I have not done any shopping yet but I will, I hope. My sisters, whom I talk to via Viber, whenever we are all online already asked for my wish but I have nothing in mind. Actually, I have two items in my wish list, none of which they will give me for sure. I am wishing for a new laptop (or a tablet-laptop hybrid) and a pretty gold choker type necklace. I have been pretty good the whole year but I think my Santa has other expenses to prioritize so I have kind of accepted it already that I may not get any of my wish this year.

I do not want the usual clothes, shoes and bags anymore. I still have a handful of rarely used shoes. My clothes, I will upgrade my wardrobe when I get the space I need. The bags, I think I have enough. But if someone gives me another Coach bag, I will definitely say THANKS!!!!

And what do you know, as I was typing this post, I remembered I want a few more pans for my baking adventure! My sisters can definitely give those to me! Woot woot!!!!

So what do you have in your list?